Cashback Loans
Choosing Cashback Loans means your loan form will be seen by more direct lenders to improve your success rate.
Free Service
We do not charge any fees and there is no fee to apply online. OUR SERVICE IS FREE.
Fair Decision
All credit types welcome but loan approval or reject are up to your personal information.
Fast Transfer
Money is usually deposited into your bank account same day or next business day.
Cashback Loans
Fast. Reliable. Transparent.
Who is Cashback Loans?
We’re a well-established and reputable business that cares about our customers. We aim to make sure that our customers have an easy journey when they use our services and we always want to make sure they are well informed about the choices they have as well as being aware of any possible risks involved with committing to a short-term high-interest loan.
Cashback Loans offer free and straightforward services without any hidden fees or charges on our part. And as we care about your comfort and safety, we enable you to submit a request without having to worry about any obligations or threats to your data security.
Life can be unpredictable. At Cashback Loans we do our best to offer fast and safe solutions in any challenging situation. We implement the highest security standards, as well as calibrated automated processes to make your experience with us not only useful, but utterly pleasant as well!
How does an online loan application work?
Applying for a loan online with Cashback Loans is pretty straightforward. You will need to inform our lenders of some details about your personal and financial circumstances and in most cases, you will receive a decision within a minutes. If your loan application is successful, you will complete your credit agreement directly with your approved lender.
Before your loan is approved your credit provider will carry out an affordability check and a soft credit search to make sure you meet the requirements of their decision process.
If successful, you could have the money in your bank account the same day (this can depend on the time of day you apply and the capabilities of your credit provider).
Reasons to request with Cashback Loans
Speed. Submitting your loan application through cashback loans dot org means you should receive a decision in less than a minutes. If approved, the money can often reach your account within 10 minutes or a same day, maybe next business day. (The time it takes for your money to be transferred to your account can vary and will depend on your direct lenders or bank’s policies and procedures).
Easy application process. Almost everything can be completed online – from completing your application to signing your credit agreement. The Cashback Loans website is fully mobile optimised so you can manage your application process from anywhere.
Online safety. Online safety is always important, especially when you are submitting personal financial details. Our 256 bit encryption technology means your personal information always kept safe and secure while we find you the best loan offer.
No collateral. Cashback Loans’s network of lenders offer unsecured loans, which means you won’t have to provide any collateral in order to qualify.
All credit types accepted. Even if you don’t have a great credit score, we may still be able to find you a loan through one of our specialist partners. We do not charge a fee for our service and we won’t perform a credit check – so you can apply online with confidence.
Cashback Loans
Need money for expenses out of the blue? No problem! Cashback Loans is here to offer a fast and reliable money solution in any life situation. The process is super fast and simple. It takes minutes to see results and enjoy your extra cash.
Have a Question?
Annual Percentage Rate (APR)
Annual Percentage Rate (APR) represents the annualized interest rate that you are charged for borrowing. It is the combination of the nominal interest rate and some additional costs such as fees involved in obtaining a loan. Typically, APRs for personal loans range from 4.99% to 450%, APRs for cash advance loans vary from 200% to 1386%, and APRs for installment loans range from 6.63% to 225%. Since Cashback Loans is not involved in the lending process, we can not deliver any specifics about the APR you will be offered. The APR depends solely on your lender’s decision, based on various factors including your credit score, credit history, income, and some other information you supply in your request. For more information regarding the APR contact your lender.
Representative Example of APR
If you borrow $2,500 over a term of 1 year with an APR of 10% and a fee of 3%, you will pay $219,79 each month. The total amount payable will be $2,637, with a total interest of $137,48.
Financial Implications (Interest &Â Finance Charges)
Cashback Loans is not a lender and we cannot predict what fees and interest rate will be applied to the loan you will be offered. It is your lender that will provide all the necessary information about the cost of the loan. It is your responsibility to peruse the loan agreement carefully and accept the offer only if you agree to all the terms. Cashback Loans service is free of charge, and you are under no obligation to accept the terms that the lender offers you.
Implications of Non-Payment
When you accept the terms and conditions for a loan, you enter into a commitment to repay the amount you owe according to the specific schedule outlined in the documents. In the event of non-payment, additional charges may be applied. Late payment penalties vary by lender, and as Cashback Loans is not involved in the lending process, we cannot supply any information on the fees you will incur if any default occurs. For more information, please contact the lender directly if you have any issues relating to your loan repayment.
Potential Impact on Credit Score
Cashback Loans is not a lender and we do not check your credit standing and credit capacity. When you submit a request at our online platform, this is considered a soft inquiry and does not impact your credit score. However, some lenders may carry out a credit check to ascertain your eligibility for a loan. Most likely they will turn to any of the three major credit bureaus (Transunion, Experian, and Equifax) that is in most cases considered a hard inquiry and may affect your credit score.
Collection Practices
Cashback Loans is not a lender. As such, we are not involved in any debt collection practices and cannot make you aware of any of them. Your lender will specify their collection practices in your loan agreement. If you have any questions regarding the issue, please, address them to your lender. For more information visit our page for Responsible Lending. cashback loans dot org itself isn’t involved in debt collection.
Loan Renewal Policies
Loan renewal options are not always available. It is therefore advisable to clarify whether the option is available with your lender. Be sure to carefully peruse the renewal policy presented in the agreement before you sign the documents.
What Makes Us Different
We don’t wait for action, we create action. Time is priceless, and we do our best to provide you with fast and sustainable connection with the most respected lenders in the industry.
Disclaimer: cashback loans dot org is not an offer or solicitation to lend. We do not make any loan or credit decisions and are not representatives, brokers or agents of any lender. Participating lenders offer loans from $200 up to $5,000. Not all lenders can offer you amounts up to $5,000. Our service is not available in all states. Submission of a request through this website does not guarantee that you will receive a loan offer or an offer you’ll be satisfied with. Funds transfer time may vary depending on your lender and/or financial institution. If you have any questions about your loan, please contact your lender directly. Credit checks may be performed with the three reporting credit bureaus: Experian, Equifax, and TransUnion. Submission of a request means you are authorizing the lenders to check your creditworthiness and your personal details.
This service is not a solicitation for loan products and does not constitute a loan offer for any loan products that are prohibited by state law. This service is void where prohibited.
State Availability: Not all lenders from our system operate in all US states. Residents of some US states may not be eligible for loan products in accordance with their legislation. By selecting your State at the start of our loan offer process, you shall be informed of any limitations regarding obtaining a loan if you reside in individual US states.
This website collects personal information and transfers it to its third-party partners.
The website contains links to third-party websites. Accessing them may result in a commission.
Please note that personal loans should not be treated as financial cure-it-all. If you have major budget difficulties, consult specialists first.